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More than 80 pct of families cut back spending
LONDON (Reuters) - More than 80 percent of families have changed their spending habits due to the credit crunch, with many households cutting back on grocery expenditure and non-essential items, according to a survey on Wednesday.

A new eye is cast over secondhand VCTs
The secondhand market for venture capital trusts (VCTs) which give tax relief on investments in fledgling companies is becoming more active, as investors look to buy traded VCTs for the tax-free dividends they offer.

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